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Motorcycle insurance in Celina, TX, is often required for bikes on the road. But what about bikes that are parked or those with a salvage title? Whether you need insurance depends on your specific situation.
Required for Driving a Motorcycle
Texas law requires legal insurance for any vehicle, including motorcycles, driven on the road. You must have minimum liability insurance, which covers damages or injuries you may cause to others. This means that even if you want to take a bike for a test drive, you need proper coverage.
All Motorcycles Registered to You
State law also mandates that motorcycle owners have insurance coverage for any bikes registered in their name, even if they are parked in the garage. Once your motorcycle is registered and in your name, it’s important to speak with an agent at Rasor Insurance to ensure you have the necessary coverage.
Salvage Titles
If you’ve purchased a motorcycle with a salvage title for parts, you don’t need insurance. Salvage title motorcycles cannot legally be driven on the road, so it’s assumed they will remain parked in your garage. However, if you decide to repair or restore the bike, have it tested, and obtain a rebuilt title, you will need insurance at that point because the motorcycle can be legally driven and registered in your name.
While you may not want the additional cost of insuring a bike parked in your garage, it’s essential to follow the law to avoid fines or losing your license. Professional agents at Rasor Insurance can help you find the most affordable option for your situation. Contact us today to learn more. We proudly serve the Celina, TX, area.
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