What You Need to Know Before Buying Farm or Ranch Insurance

Farm and ranch insurance is a specialized type of property insurance that has become increasingly popular in recent years. The Rasor Insurance Agency, located in Celina, TX, is one of the state’s farm and ranch insurance providers. Before buying farm or ranch insurance, there are a few key things to know.

Covers Farm Equipment and Livestock

This includes tractors, plows, harvesters, and other machinery you use on your farm or ranch. It also covers any animals on your property, such as cattle, horses, pigs, and chickens.

Protects Against Liability

You could be held liable if someone is injured on your property or if you damage someone else’s property. Farm and ranch insurance can help to protect you financially in these situations. It can also cover any legal fees that you may incur.

Great for Full-time or Part-time Farmers

Whether you are a full-time farmer or someone with just a few acres of land, farm and ranch insurance can be a good option. It can help to protect your investment and give you peace of mind. Being a farmer comes with the inherent risk of property damage and liability, natural disasters, and more.

Many Different Coverage Options Available

There are a variety of different coverage options available when it comes to farm and ranch insurance. You can choose the coverage that best fits your needs. Some possibilities include property damage, liability, business interruption, crop insurance, and more.

Protect Your Farm Buildings

Your farm buildings, such as your barn, shed, or garage, is also covered under farm and ranch insurance. This can help to protect your investment in your property.

When you’re ready to purchase farm or ranch insurance, contact the Rasor Insurance Agency in Celina, TX. We can help you to find the right policy for your needs. Give us a call today.