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Celina, TX 75009

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Auto Insurance in Texas

Whether you own, lease or regularly drive a family member’s car, you need auto insurance. And if you live in Texas, having proper coverage is more important. With 17,099,340 licensed drivers as of 2019 (not to mention millions of annual visitors driving vehicles), Texas trails only California in the amount of people hitting its roads!

Serving drivers in Celina, TX and beyond, the insurance experts at Rasor Insurance are here to answer all of your auto coverage questions and help you find the policy that suits you. Here’s what you need to know to get started:

Texas Auto Insurance Laws

The state of Texas requires all drivers to have auto insurance, but what does this really mean? We've broken things down to make them simple. The minimum auto insurance requirements in Texas are as follows:

  • Property damage coverage minimum of $25,000
  • Bodily injury coverage minimum of $30,000 per person AND $60,000 per accident.

It is possible to reject personal injury coverage in Texas (ask us about this to learn more), but if you do have personal injury protection, it must be at least $2,500.

Finding the Right Coverage Policy for You

Keep in mind that the minimum auto insurance requirements set by the state may not be appropriate for you and your specific needs. Some drivers will need higher coverage amounts in order to compensate for the type of vehicle they have while others will want more depending on the type of territory they are regularly driving in (cities and rural areas carry different kinds of risks).

The good news is that getting a good auto insurance policy doesn’t have to be complicated, especially if you live in the Celina, TX area. Contact the pros at Rasor Insurance today to learn more or get started right now by using our easy online quote tool. We're happy to answer all your questions about auto insurance, and we look forward to meeting you!


  • ASI Lloyds
  • Columbia Lloyds
  • Foremost
  • Germania
  • Hagerty
  • Liberty Mutual
  • Midland National Life
  • Progressive
  • Safeco
  • State Auto
  • Texas Mutual
  • The Hartford
  • Travelers
  • Utica

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Servicing these States

  • Texas
  • Oklahoma