Five Types of Auto Insurance

If you’re a Texas driver, state law requires you to carry auto insurance. Many drivers need help choosing the right policy, and if you live near Celina, TX, our team at Rasor Insurance is here to assist. Since 2002, we’ve been helping drivers like you review policy options and select the coverage that fits their needs.

Five Types of Auto Insurance Coverage

Before choosing an auto insurance policy, it’s helpful to understand the different types of coverage available. According to the Texas Department of Insurance, liability insurance is one of the required types of coverage. Liability insurance pays for damages to another person’s car if you’re at fault in an accident. If your own car is damaged in an accident, collision insurance will cover the repair costs.

Personal injury protection (PIP) is included in all Texas auto insurance policies. PIP covers medical bills and lost wages resulting from an accident. If your car is stolen or damaged by something other than a collision, comprehensive coverage will pay for those expenses. Additionally, a medical payment rider can cover medical bills for injuries sustained by you or your passengers in a collision.

Call Us Today for Your Appointment

At Rasor Insurance, we began as a family-owned business, and we continue to take pride in providing excellent customer service. We want you to make an informed decision, so we take the time to listen to your insurance needs. Drivers near Celina, TX, trust us for insurance education and support. Call us today to schedule an appointment, and let’s discuss your insurance options.