
{"id":54,"date":"2021-10-15T04:00:00","date_gmt":"2021-10-15T10:00:00","guid":{"rendered":"https:\/\/www.rasorinsurance.com\/blog\/?p=54"},"modified":"2021-10-05T14:03:12","modified_gmt":"2021-10-05T20:03:12","slug":"3-reasons-you-should-have-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.rasorinsurance.com\/blog\/3-reasons-you-should-have-umbrella-insurance\/","title":{"rendered":"3 Reasons You Should Have Umbrella Insurance"},"content":{"rendered":"<p>With so many bills scrambling for your check, you may wonder why you should add umbrella insurance to your insurance list. After all, you already have a boat, home, and car insurance policy. But as you will learn from Rasor Insurance of Celina, TX, umbrella insurance is an asset that everyone earning a source of income should purchase.&nbsp;<\/p>\n<p>Here are three reasons why you need umbrella insurance.<\/p>\n<p><strong>Legal claims can be expensive<\/strong><\/p>\n<p>Your home and auto liability insurance coverages are good, but they can only stretch as far when faced with significant liability claims. For instance, an average dog bite legal settlement costs an average of about $45,000. Suppose you have home liability insurance of $10,000. When faced with a dog bite claim, you will be short of $35,000. Without umbrella insurance, your assets and future income will be in limbo.&nbsp;<\/p>\n<p>Unfortunately, everyone can be sued anytime. Whether super-rich or trying to make a living, umbrella insurance protects you from legal claims that can cost you thousands, if not millions of dollars.<\/p>\n<p><strong>To protect your assets<\/strong><\/p>\n<p>How long has it taken to accumulate your assets? Now, assume someone claiming your investments because of some frivolous lawsuits? It can be painful watching your assets being liquidated to pay settlement claims. Luckily, this isn&rsquo;t the case when you have umbrella insurance. This affordable coverage ensures that you aren&rsquo;t financially devastated even after lawsuits come raining.<\/p>\n<p><strong>For peace of mind<\/strong><\/p>\n<p>In our society today, you can be sued for virtually anything. And because of the litigious society we live in, you don&rsquo;t have to live on the edge wondering who might come for your assets. Instead, let umbrella insurance take care of all your worries.&nbsp;<\/p>\n<p><strong>Umbrella insurance in Celina, TX<\/strong><\/p>\n<p>Lawsuits are expensive and can potentially lead to lost assets. Thankfully, if you buy umbrella insurance from Rasor Insurance, it can protect your assets from all manner of lawsuits.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With so many bills scrambling for your check, you may wonder why you should add umbrella insurance to your insurance list. After all, you already have a boat, home, and car insurance policy. But as you will learn from Rasor Insurance of Celina, TX, umbrella insurance is an asset that everyone earning a source of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[12,13],"class_list":["post-54","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-celina-tx","tag-rasor-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"With so many bills scrambling for your check, you may wonder why you should add umbrella insurance to your insurance list. After all, you already have a boat, home, and car insurance policy. But as you will learn from Rasor Insurance of Celina, TX, umbrella insurance is an asset that everyone earning a source of\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.rasorinsurance.com\/blog\/3-reasons-you-should-have-umbrella-insurance\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Rasor Insurance -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"3 Reasons You Should Have Umbrella Insurance - Blog | Rasor Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"With so many bills scrambling for your check, you may wonder why you should add umbrella insurance to your insurance list. After all, you already have a boat, home, and car insurance policy. 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