{"id":50,"date":"2021-08-16T04:00:00","date_gmt":"2021-08-16T10:00:00","guid":{"rendered":"https:\/\/www.rasorinsurance.com\/blog\/?p=50"},"modified":"2021-07-31T20:18:56","modified_gmt":"2021-08-01T02:18:56","slug":"what-insurance-does-a-non-commercial-farm-need","status":"publish","type":"post","link":"https:\/\/www.rasorinsurance.com\/blog\/what-insurance-does-a-non-commercial-farm-need\/","title":{"rendered":"What Insurance Does A Non-Commercial Farm Need?"},"content":{"rendered":"

If you operate a small family farm or care for one as a hobby around Celina, TX, you have insurance needs that a typical homeowners policy will not cover. Rasor Insurance is here to help farms and ranches of any size. Let’s take a look at what farming activities need specialized insurance.<\/span><\/span><\/span><\/p>\n

Equipment<\/span><\/span><\/span><\/strong><\/p>\n

Machinery and equipment used on farms and ranches is an expensive but often necessary investment. This includes tractors and other field equipment necessary for crop management. <\/span><\/span><\/span><\/p>\n

Animals<\/span><\/span><\/span><\/strong><\/p>\n

If you manage livestock on your farm, an insurance policy will offer coverage in the event they are injured or killed due to a basic peril. Some agencies offer extensions to cover more unique perils, such as being killed by a train or attacks by wild animals. <\/span><\/span><\/span><\/p>\n

Many companies offer separate coverage for horses and other equine animals. This coverage can be used for horses that work on the farm, are used for breeding or shows, or are simply kept for pleasure. Examples of equine insurance coverage include death due to sickness or disease and major medical expenses. <\/span><\/span><\/span><\/p>\n

Buildings<\/span><\/span><\/span><\/strong><\/p>\n

Outbuildings such as barns or sheds for equipment may not be covered by your homeowner’s insurance policy. Depending on how far away the building is from your home and what it is used for, you may need a farm policy instead. <\/span><\/span><\/span><\/p>\n

Crops<\/span><\/span><\/span><\/strong><\/p>\n

Most agencies require a separate policy to insure crops that are on the field. However, crops that are in storage can be covered by a basic farm insurance policy. This includes stored grain and seeds.<\/span><\/span><\/span><\/p>\n

Farm and ranch insurance is a highly customizable option to protect your hobby farm, even if you do not plan to make money off of it. Reach out to Rasor Insurance, serving Celina, TX, today to learn more!<\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

If you operate a small family farm or care for one as a hobby around Celina, TX, you have insurance needs that a typical homeowners policy will not cover. Rasor Insurance is here to help farms and ranches of any size. Let’s take a look at what farming activities need specialized insurance. Equipment Machinery and […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[12,13],"class_list":["post-50","post","type-post","status-publish","format-standard","hentry","category-farm-and-ranch-insurance","tag-celina-tx","tag-rasor-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t